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December 24

My bank account

My bank account was empty(near 0). I deposited a check for 45 hundreds and change and asked clerk when the check go through. He replied 31 of December. Bummer! But later that day I was near a different branch and gave a try to withdrawal of $100 (just in case, my bad). The ABM that belong to the bank gave me money! I assumed I have a money on my account available:( I gone Paypal and funded account with $500. Then, damn thing for Canada take too long, I made another funding transaction of $1k(I really need money on Paypal). Few days later, which is today evening, I tried to withdraw money using ABM. It replied "You have 0 dollars available balance". When I login RBC.com it show $4431. My question - will I get two NSF? And all fees associated? If you don't know for sure, your educated guess would still be much appreciated. 70.52.186.198 (talk) 01:03, 24 December 2010 (UTC)[reply]

Do you have Overdraft? Aaronite (talk) 01:14, 24 December 2010 (UTC)[reply]

No. 70.52.186.198 (talk) 01:15, 24 December 2010 (UTC)[reply]

To clarify the question, I know that NSF happens when person write check that not backed up by funds. But will it happen if there was Electronic fund transfer attempt? 70.52.186.198 (talk) 01:28, 24 December 2010 (UTC)[reply]

In the US when you deposit a check $1000 of it must be made available immediately, and the rest clears later (2 day max). Where is the bank located? Are you drawing a local check? International? Currency change? It's odd for it to take 2 weeks to clear unless it's international. Ariel. (talk) 01:35, 24 December 2010 (UTC)[reply]

The check was actually local - Canadian company. No currency exchange or anything international. Bank I deposit - Royal Bank of Canada. 70.52.186.198 (talk) 02:36, 24 December 2010 (UTC)[reply]

I suspect Canadian financial system is not that advance or have enforced by government/competition rules that protect consumers compare to US. 70.52.186.198 (talk) 02:40, 24 December 2010 (UTC)[reply]

And actually clerk said something about 5 business days. That was 21 of December. After I asked him at what date I could use the money - he looked at calendar and replied 31 of December. 70.52.186.198 (talk) 02:45, 24 December 2010 (UTC)[reply]

Ariel, your statement about U.S. deposit holds appears to contradict our article on the Expedited Funds Availability Act ('Regulation CC'). My reading of our article seems to indicate that banks may hold the entire amount of the cheque until at least the following business day, and under virtually all circumstances may place a 'statutory' hold on all but the first $100 (not $1000) until the second business day following the deposit. For large deposits, the bank may further hold the portion above $5000 until the seventh business day after the deposit. Additional restrictions apply in situations where the account is new (less than a month old) or has a history of being overdrawn. While a banking institution may immediately release the first $1000 of cheques you deposit as a courtesy and convenience, they are under no obligation to do so. TenOfAllTrades(talk) 18:03, 24 December 2010 (UTC)[reply]

I believe most banks immediately release up to (you guessed it) $100 as a customer courtesy. It builds goodwill and doesn't risk a lot. Unfortunately, the Royal Bank's stated hold policy doesn't say one way or the other. Why don't you ask them directly? Clarityfiend (talk) 03:04, 24 December 2010 (UTC)[reply]

Yeah I will contact them directly. But when I posted here it was evening of 23d already (Wikipedia use European time I guess, since the date of my post was already 24th), now it is a morning of 24th, and I guess banks and most businesses not working today, and tomorrow. And could very well be that they do not work day after tomorrow(not so sure about last one). In the meantime my best guess is Wikipedia community. Thank you BTW! 70.52.186.198 (talk) 14:38, 24 December 2010 (UTC)[reply]

You were totally right, Clarityfiend! $100 was courtesy on a bank side. And clerk don't know if I will get NSF, but it is possible to get one with EFT:(( Case closed. 16:54, 24 December 2010 (UTC) —Preceding unsigned comment added by 70.52.186.198 (talk)

I don't know about the US/Canada, but some banks impose a daily or weekly limit on ATM withdrawals - usually to limit your losses if your card is stolen. Astronaut (talk) 04:47, 24 December 2010 (UTC)[reply]

Runescape

Does anyone know where i can get a free auto miner bot in runescape? Please post.=) — Preceding unsigned comment added by Rsbotseeker (talk • contribs) 01:10, 24 December 2010 (UTC)[reply]

that probably belong to "Computer and IT" section of reference desk. 70.52.186.198 (talk) 01:12, 24 December 2010 (UTC)[reply]

I'd have gone for "Entertainment", myself. 90.195.179.14 (talk) 19:00, 24 December 2010 (UTC)[reply]

Bizarre edit summaries

Having recently added the following edit summary to an article: "Edited to indicate allegation of brain-eating was false: see talk" (diff - and note my previous summary too), I was wondering if anyone has compiled a list of the most bizarre? Clearly, there is an opportunity for gaming the system here, so I'm only interested in accurate summaries that actually describe the edit. (Unfortunately, this rules out another one of mine: "367.492!", which actually describes nothing whatsoever, though it makes sense - more or less - in the context). AndyTheGrump (talk) 02:13, 24 December 2010 (UTC)[reply]

Do you mean a list of bizarre edit summaries or bizarre edits? Sumsum2010·T·C 04:14, 24 December 2010 (UTC)[reply]

Just the summary, though if they actually describe the edit properly, presumably that will be on the strange side too... AndyTheGrump (talk) 12:42, 24 December 2010 (UTC)[reply]

Not quite what you're looking for but have you seen WP:BJAODN? Dismas|^(talk) 13:12, 24 December 2010 (UTC)[reply]

What is this great Christmas song?

I have heared many times a very good Christmas song, but I don't know what it is.

This recording is quite short, about one and half minute. The sound tells me that the recording is from the sixties. Lyrics are in English. Song is quite fast and happy. The performer is a vocal group or a small choir. The sound of the singers are like Peter, Paul and Mary or The Seekers. In the lyrics they sing for example about what a boy and a girl (I don't remember their names) want to have to their Christmas presents. I think that the same performers have recorded also "We wish you a merry Christmas".

Can you help me?

80.186.193.2 (talk) 14:06, 24 December 2010 (UTC)[reply]

More information such as where you heard the song, whether it is sung with orchestra, what the presents are, etc. might help us. People have sung We Wish You a Merry Christmas since the 16th century so that clue doesn't help much. The Seekers released an album Morningtown Ride To Christmas. There is "Christmas Dinner" on the album "Peter, Paul and Mommy" by Peter, Paul and Mary. Cuddlyable3 (talk) 23:53, 24 December 2010 (UTC)[reply]

See also the same question (and replies) posted at Wikipedia:Reference_desk/Entertainment#What_is_this_great_Christmas_song.3F. ---Sluzzelin talk 00:26, 25 December 2010 (UTC)[reply]

9/11 Attack

When will the leaks regarding the 9/11 attack be released that indicate the truth of whom really was involved? —Preceding unsigned comment added by 67.161.30.27 (talk) 15:20, 24 December 2010 (UTC)[reply]

November 21, 1980. schyler (talk) 17:34, 24 December 2010 (UTC)[reply]

The truth is already known, 19 terrorists caught on security cameras at the airport, of Saudi descent/background, primarily, and part of al Qeada. Osama bin Laden also admitted to it. No bizarre conspiracy theory is needed. StuRat (talk) 20:16, 24 December 2010 (UTC)[reply]

But just from a counter-factual point of view... if said cables did exist, they would probably not be in the current batch of leaked cables, since those only go up to "SECRET" classification, and anything which indicated some sort of wide-spread conspiracy would probably be graded higher than that (e.g. "TOP SECRET" or above). In any case, I find the account in the 9/11 Report compelling and horrible enough as it is, without need for recourse into more shadowy conspiracies, even if it does soft-pedal when it comes to government responsibility regarding prevention. --Mr.98 (talk) 17:11, 25 December 2010 (UTC)[reply]

The OP did not ask specifically about cables, just leaks. Have you a citation for Wikileaks respecting any government's secrecy classifications? Cuddlyable3 (talk) 21:23, 25 December 2010 (UTC)[reply]

I assumed they were implying these would be in the recent cables. And no, I'm not saying Wikilieaks would respect the classifications. What I'm saying is that the leaker in the case of the recent cables did not have access to anything above "SECRET"; at least that was my understanding of it. He certainly wouldn't have had access to the kind of things the OP is talking about. You can't leak what you don't have. --Mr.98 (talk) 00:31, 28 December 2010 (UTC)[reply]

Needless to say, if the US government or whomever else had faked the 11/9 attacks, they'd do everything and anything in their power to stop it being released. They're not going to just hand it over because of 25 or 50 years or whatever, nor will they let it be released by someone else. After all, there are ways... - Jarry1250 ^{[Who? Discuss.]} 15:22, 26 December 2010 (UTC)[reply]

I love the IP's loaded question. There are two general "theories" about the attacks: (1) they did it; (2) we did it. The former is alleged to be due in part to U.S. government failure in not seeing it coming. The latter is alleged to be to provide justification for going to war with Iraq and Afghanistan. Now, observing how our government works(?), and how smart it is(n't), which option do you think is more likely: incompetence, or deliberate design? :) ←Baseball Bugs ^{What's up, Doc?} carrots→ 19:55, 26 December 2010 (UTC)[reply]

Color of Paprika

99.149.142.8 (talk) 18:51, 24 December 2010 (UTC) I heard that there are 3 shades of redness in Paprika, 3rd being the most intense red.Do you have some facts on this subject Thanks Sal.[reply]

Perhaps Paprika would help? The first image shows three colors of peppers this could cause three different colors of the spice. Sumsum2010·T·C 19:14, 24 December 2010 (UTC)[reply]

Is Isla Nada an existing isle?

Over on the Dutch wikipedia there is an article about the Colombian playwright and actress Patricia Ariza. The article uses as a source a website (http://www.colarte.arts.co/colarte/conspintores.asp?idartista=15747) where it says: "Su vida trashumante y frenética se acabó cuando un hermano la rescató de Isla Nada en el Pacífico, frente a Tumaco". Could someone please answer the following question: Where is the Isla Nada located? I can't find it anywhere on the map. Or could it be a poetic name for another island?

Thanks,Composmentis2 (talk) 19:19, 24 December 2010 (UTC)[reply]

I was sure it was going to be a way of saying "nonexistent island", but, to my surprise, there seems to be a tiny island by that name in Argentina: [1]. StuRat (talk) 20:13, 24 December 2010 (UTC)[reply]

That doesn't mean that it is a real island in the playwright's work. After all, there is a real place called Utopia, and yet that doesn't mean that Thomas More's book was based on it... --Jayron32 20:42, 24 December 2010 (UTC)[reply]

The quote says that the island is across from Tumaco, on Colombia's Pacific coast. On page 47 of this source there is also reference to a Pacific island in Colombia where Nadaists lived that they called "Isla Nada". Just across from the heavily developed islands of Tumaco is a little islet called Vaquería, which might have been this Isla Nada, as could a number of other small islands in the area. Marco polo (talk) 03:10, 25 December 2010 (UTC)[reply]

Thanks for the replies. That Argentinian islet seems too small, and it is in a lake. The magazine page referenced by Marco polo seems to refer to an imaginary fairy tale island ("La isla se compró con un diamante que se encontró Elenita"). Maybe Ariza and her friends set up a hippy commune on one of those islets and called it Isla Nada, but it is difficult to find any sources to corroborate thatComposmentis2 (talk) 08:33, 25 December 2010 (UTC)[reply]

This discussion is related to the OP's question at the language desk,[2] for those who want to get a fuller picture. ←Baseball Bugs ^{What's up, Doc?} carrots→ 16:52, 26 December 2010 (UTC)[reply]