Wikipedia:Reference desk/Archives/Humanities/2020 May 31
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May 31
[edit]UK cheques
[edit]I was told by a cashier in my local Nat West bank branch, on 1 May 2020, that cheques can now be presented and accepted even if they are more than 6 months old, due to a fairly recent court case brought by an unknown against an unknown What court case? please — Preceding unsigned comment added by 213.205.202.29 (talk) 14:29, 31 May 2020 (UTC)
- See [1], [2]. In the U S UCC§4-404 applies. I'm not seeing a change in the law here, indeed some cheques issued for things like company dividends specifically state that they may be presented up to twelve months after issue. 80.44.94.173 (talk) 15:12, 31 May 2020 (UTC)
- "Nat West" is a British bank, so information from the US or New Zealand may not be helpful. --76.71.5.208 (talk) 03:36, 1 June 2020 (UTC)
- The OP specifically said UK cheques in the header so I think it's clear that info on the UK is the primary target although this may be another example of why you should never mention key information only in the header. Nil Einne (talk) 13:19, 1 June 2020 (UTC)
- (edit conflict)The OP geolocates to Derby, which is roughly in the middle of England. Here [3] the bank says "We reserve the right not to pay a cheque that is older than 6 months (from the date written on the front of the cheque)."
- According to the Cheque and Credit Clearing Company, who manage the cheque clearing system in the UK, "Is it true that cheques are only valid for six months? No. A cheque is valid for as long as the debt between the two parties (i.e. the person writing the cheque and the person they give it to) exists. In other words, cheques don’t have an expiry date. However, it is common banking practice to reject cheques that are over six months old to protect the person who has written the cheque, in case the payment has been made another way or the cheque has been lost or stolen. This six-month timeframe is at the discretion of individual banks. It should not be assumed that cheques older than six months would automatically be rejected as the only definite way to cancel a cheque is for the person who wrote it to request that a stop be placed on it. If you have a cheque that you want to pay in that is more than six months old, your best course of action is to not pay it in and instead obtain a replacement from the person who gave it to you. Where there is a dispute, a cheque remains legally valid in order to provide proof of the existence of a debt for a period of six years, which is the Statute of Limitations". DuncanHill (talk) 23:00, 1 June 2020 (UTC)
- I think it's interesting that they assume that a check would only be written in order to pay a debt, as opposed to (1) a loan of money, creating a debt the other way, or (2) a gift. --76.71.5.208 (talk) 04:28, 2 June 2020 (UTC)
- I don't see where they assume that 'a check would only be written in order to pay a debt'. They say instead that a cheque corresponds to a debt, which is true, and that a cheque provides proof of the existence of a debt, which is also true, independently of the ground why the debt came into being in the first place. Whether the intention behind the money is a repayment, a loan or a gift, a signed cheque represents a debt. 2003:F5:6F05:2C00:18BD:FF60:4C96:644 (talk) 19:43, 2 June 2020 (UTC) Marco PB
- If the contract was entered into under seal (a deed) the limitation period is doubled to twelve years. 62.30.198.76 (talk) 13:18, 2 June 2020 (UTC)
- I think it's interesting that they assume that a check would only be written in order to pay a debt, as opposed to (1) a loan of money, creating a debt the other way, or (2) a gift. --76.71.5.208 (talk) 04:28, 2 June 2020 (UTC)
- According to the Cheque and Credit Clearing Company, who manage the cheque clearing system in the UK, "Is it true that cheques are only valid for six months? No. A cheque is valid for as long as the debt between the two parties (i.e. the person writing the cheque and the person they give it to) exists. In other words, cheques don’t have an expiry date. However, it is common banking practice to reject cheques that are over six months old to protect the person who has written the cheque, in case the payment has been made another way or the cheque has been lost or stolen. This six-month timeframe is at the discretion of individual banks. It should not be assumed that cheques older than six months would automatically be rejected as the only definite way to cancel a cheque is for the person who wrote it to request that a stop be placed on it. If you have a cheque that you want to pay in that is more than six months old, your best course of action is to not pay it in and instead obtain a replacement from the person who gave it to you. Where there is a dispute, a cheque remains legally valid in order to provide proof of the existence of a debt for a period of six years, which is the Statute of Limitations". DuncanHill (talk) 23:00, 1 June 2020 (UTC)
- (edit conflict)The OP geolocates to Derby, which is roughly in the middle of England. Here [3] the bank says "We reserve the right not to pay a cheque that is older than 6 months (from the date written on the front of the cheque)."
- The OP specifically said UK cheques in the header so I think it's clear that info on the UK is the primary target although this may be another example of why you should never mention key information only in the header. Nil Einne (talk) 13:19, 1 June 2020 (UTC)
- "Nat West" is a British bank, so information from the US or New Zealand may not be helpful. --76.71.5.208 (talk) 03:36, 1 June 2020 (UTC)
He who votes black is an enemy of our people
[edit]
I took this picture in Ljubljana, Slovenia, in July 2015. Apparently the text reads "He who votes black is an enemy of our people". What election was this, and what do the red and black votes mean? JIP | Talk 15:24, 31 May 2020 (UTC)
- Probably the 1948 "election"? We've got an article on it, but I'm on the phone as the trip switch has gone again. Black=fascist, red=communist, of course. ——Serial # 16:14, 31 May 2020 (UTC)
- Maybe the 1945 Yugoslavian parliamentary election? Before the election took place, the monarchist opposition declared a boycott, so the Communist People's Front of Yugoslavia were the only candidates. It was a common ploy by Communists to portray their opponents as Fascists; the actual Fascists, the Yugoslav National Movement, having either been executed or were in hiding abroad. As for "black", see Blackshirts. Alansplodge (talk) 17:40, 31 May 2020 (UTC)
- So apparently red was for the People's Front and black was for the opposition. As can be seen from the picture, there are more balls in the red box than in the black one. JIP | Talk 19:38, 31 May 2020 (UTC)
- (ec) Kdor bo volil v črno, je sovražnik našega ljudstva gets a couple blog hits w/ 1945 slenslen. A few more details. fiveby(zero) 19:47, 31 May 2020 (UTC)
- Maybe the 1945 Yugoslavian parliamentary election? Before the election took place, the monarchist opposition declared a boycott, so the Communist People's Front of Yugoslavia were the only candidates. It was a common ploy by Communists to portray their opponents as Fascists; the actual Fascists, the Yugoslav National Movement, having either been executed or were in hiding abroad. As for "black", see Blackshirts. Alansplodge (talk) 17:40, 31 May 2020 (UTC)
United Airlines museum
[edit]Does United Airlines have a museum somewhere? If yes, where is it located?2604:2000:1281:4B3:D90B:9428:161B:3870 (talk) 21:56, 31 May 2020 (UTC)
- Well, the United Airlines Historical Foundation says that its "collection of historic documents, photos and memorabilia is on display at United's Flight Center in Denver, Colorado". Clarityfiend (talk) 07:44, 1 June 2020 (UTC)