Talk:National Provincial Bank

Business Mid‑importance

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Finance & Investment Mid‑importance

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Out-of-place material

I've moved this text out of the article as I can't see how it is relevant, other than that it mentions the bank. Should it be in a new section within the article, should it be in another article, or should it be deleted? --Northernhenge (talk) 15:27, 14 August 2009 (UTC)[reply]

In England and those common law jurisdictions whose approach follows that of English law in treating the duty of confidentiality as resting in contract, the classic authority is the Court of Appeal decision in Tournier v National Provincial and Union Bank of England [1924] 1KB 461.^[1] The duty extends at least to information concerning account transactions and extends beyond the date of the termination of the banker customer contract. Information attained from other sources, such as a credit reference agency, is also covered.^[2] The duty is not absolute for the bank may disclose information where the disclosure is under compulsion by law, where there is a duty to the public to disclose, where the interests of the bank require disclosure and where the disclosure is made by the express or implied consent of the customer.^[3]

I've thought of a way of putting it back in, so that's what I've done. --Northernhenge (talk) 11:55, 26 September 2009 (UTC)[reply]

References

^ McClean, David International Co-operation in Civil and Criminal Matters (p.266) Oxford University Press, 2002
^ The Banking Code: Guidance for Subscribers (p.38) British Bankers' Association, March 2005
^ The banker's duty of confidentiality to the customer Ombudsman News (issue 45) Financial Ombudsman Service, April 2005

Defunct/non-trading/dormant

The bank is not "defunct" (SED - deceased. dead) if it is dormant. It is merely not currently operating thus marking it with a "defunct" date is not correct. A description on the lines of "last active/in operation" would be correct.MBRZ48 (talk) 06:32, 19 January 2011 (UTC)[reply]

It is "no longer in use, inactive", i.e. defunct. Chrisieboy (talk) 13:33, 19 January 2011 (UTC)[reply]

Until it is dissolved and removed from the register of companies it is still in existence whatever any unofficial definition might say.--MBRZ48 (talk) 01:02, 16 February 2011 (UTC)[reply]

Sources

Most of the sources are links to internet sites and the many of the links, particularly to the RBS archive, no longer function. New links could be put in but by their nature, internet links are always liable to become out of date. I propose redrafting the text to source it from published works such as the standard Hartley WIthers history, or the Ashby and Howarth general histories. Also the text could do with expanding to give fuller coverage to what was one of the "big five" banks and this will mean some redrafting.

The Westminster Bank section seems superflous as Westminster has its own page and the post merger material can be covered in the Natwest and RBS pages.

Bebington (talk) 10:50, 23 December 2012 (UTC)[reply]

Article Revision

I have now finished the restructuring and lengthening of the National Provincial History. Where acquired banks have their own article (e.g. Coutts, District and Smith’s) I have done little more than keep the link; where there is no page (e.g. Prescott’s) I have added a little of the acquired bank’s history.

I have left in the table of acquisitions but I am not particularly happy with it. It is not sourced though it does look broadly accurate. The names used by these local 19th century banks often vary and different sources can give different acquisition years. Some, like the Isle of Wight Joint-Stock Bank were the replacement of a previously dissolved bank – a bit like Waitrose buying an old Safeway store. Personally, I would delete the table – and the random photo of a bank.

Many of the sources in the earlier version were to RBS Online. Where possible I have replaced them with hard copy sources. I have added RBS Online to the Bibliography but not set up an internet link. This had been done previously but the link was out of date. As this could happen again, (and who knows what cost cutting is to come at RBS!) it seems preferable to indicate the name of the site. — Preceding unsigned comment added by Bebington (talk • contribs) 10:01, 3 January 2013 (UTC)[reply]

[1] McClean, David International Co-operation in Civil and Criminal Matters (p.266) Oxford University Press, 2002

[2] The Banking Code: Guidance for Subscribers (p.38) British Bankers' Association, March 2005

[3] The banker's duty of confidentiality to the customer Ombudsman News (issue 45) Financial Ombudsman Service, April 2005

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